Financing for business owners and self-employed professionals
Business funding secured against property. Up to CZK 30 million.
Property-backed financing. We assess the full picture: the collateral value and how the company operates.
- No personal ID number or statements needed now
- No upfront fees
Find out if we have a solution
up to CZK 30 million secured · repayment term up to 15 years · free assessment
Operated by SEBINVEST s.r.o., Company ID 17067481, Prague. We do not lend; your contract is with a CNB-registered partner.
How we assess
What do we look at? Mainly the property and how the company operates.
Property value, ownership arrangements and whether the company can manage repayments. Every decision is individual.
- Owner
- you or your company
- Property
- house, apartment, hall, land
- Share
- whole property or a share
- Cadastral area
- kdekoliv v ČR
hodnota
Financing
up to CZK 30 millionThe amount depends on property value and affordable repayments. Up to 15 years, annuity or interest-only.
Who it’s for
For businesses that are up and running.
We’ll save you time: if these points describe you, it’s worth a call.
- You are self-employed or run a company, and the business is profitable.
- You own property or a share: an apartment, house, hall or land.
- The bank turned you down or is taking too long, even though your business is operating.
- You need funds for operations, suppliers, a contract or investment.
What companies use it for
When does using property value make sense? When it can be repaid.
Contract and suppliers
A large contract needs advance material payments before the customer pays.
Machinery and equipment
A new production line, vehicle or technology that pays for itself.
Provoz a cashflow
Seasonal fluctuations or customers paying late.
How it works
Who does what, from the first message to signing
We are not a bank or lender. Your agreement is with a Czech National Bank-registered partner.
- You
Three clicks and your contact details
No documents or personal identification number required.
- BEZHYPA.CZ
We’ll call and assess
We’ll ask how much the company needs and for how long, then check the property in the land registry.
- CNB-registered partner
Contract and payout
With your consent, we’ll refer your case to the partner who will take it through to signing.
We share nothing without your consent. We never sell your data.
After the first call
What you will know within 24 hours
We don’t promise money tomorrow. We promise you’ll quickly know where you stand.
- Whether we have a solution. If not, we’ll tell you directly.
- What amount is realistic given the property.
- Which documents are needed and who will handle the matter next.
- A realistic signing and payment timeframe.
When we can’t help
- The solution would only postpone the problem. For existing debt, free debt advice is the right option.
- You don’t own property or a share in one.
- You lack an active business ID and want unsecured funding.
- A bank will lend on standard terms. It is usually cheaper.
Check us out
Before contacting us, check who you’re talking to.
Caution is sensible in financial matters. You can check all of this in public registers yourself.
Frequently asked questions
What business owners ask us most often
Does a credit record decide everything?
Every decision is individual. The partner considers property value, ownership, business operations and affordable repayments. A credit record is one factor assessed.
Who will ultimately provide financing?
We are not a lender. After your consent by phone, we share information with one Czech National Bank-registered partner who enters into an agreement with you.
Does the company have to own the property?
Tell us who owns the property. We’ll discuss what can be used during the first call.
How are repayments made?
Annuity repayments or interest-only monthly payments. We’ll suggest an option based on the company’s earnings.
What does it cost me?
Assessment and initial consultation are free, with no upfront fees. The partner provides all terms and costs in writing before signing.
Will anyone I know find out?
No. We only discuss your situation with you and do not call people you know.
Start with one question.
Property value is the most important factor in assessment.